Here’s a sample comparison of a 40-year-old male
with coverage for 20 years paying $30.60 a month. 2
1 Premium based on years 6-20 for Costco Gold Star or Business Member, 20-year period, $500,000 death benefit for an eligible 40-year-old male at the select preferred
non-tobacco rate. Additional premium savings available in years 1-5. The level premium period, which begins in year 6, may be extended beyond year 20, however the
death benefit will begin to decrease annually until it reaches $10,000, at which point premiums will begin to increase. Actual results will vary based on a variety of factors
including age, gender, health and other underwriting factors.
2 Death benefit comparison based on amount of coverage available for equal monthly premiums with leading life insurance carriers’ term products. Death benefit coverage
of the Member Advantage Life® insurance policy is compared against competitors’ term products with select preferred, non-tobacco underwriting class and a 20-year level
benefit period and equal premium payments. Rates are effective as of August 7, 2017, vary by carriers and are subject to change without notice.
Acceptance for coverage and pricing is subject to eligibility and underwriting criteria. Member Advantage Life® (ICC12-UL22/UL- 22) is a universal life insurance policy
issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Birmingham, AL. Not available in New York. Policy form numbers, product features
and availability may vary by state. Consult policies for benefits, riders, limitations, and exclusions. Coverage and pricing is subject to eligibility and underwriting criteria.
Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an
estimate and the actual premium and rate class will be determined after the underwriting process is completed. Costco Insurance Agency, Inc. and Costco Wholesale do
not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may
receive compensation from PLICO and/or its affiliates. CIA and their affiliates do not guarantee the services of any insurance company. PLICO and its affiliates are separate,
independent of and distinct from CIA. CIA is not responsible for the financial condition or obligations of PLICO. The California license number for Protective is 07726. The
California license number for Costco Insurance Agency is 0D08407. (CD.683796.07.17) SVC000137 0717