For the past decade, Diana M. has spent time each
year investigating the possibility of providing her
employees with small business health insurance.
As vice president and administrator, she felt
responsible for the 10 employees of Remflex,
a Mineral, Wash.-based manufacturer of its
own line of high performance automotive
“Just because you have a small
business doesn’t mean you
don’t want those same
benefits as a big business
that will help retain good
employees,” Diana said.
“The fact that you can get
these rates for as few as five
people; that was the biggest
stumbling block for our microbusiness.”
Then the longtime Costco member received an
email from Costco that mentioned the Business
Health Insurance Marketplace.
“As a small business I feel like we’ve finally grown
up! Helping to provide medical insurance for our
employees has been a personal goal of
mine for years. I have always felt that
it is the right thing to do if you are
able. Thank you for helping me
achieve this goal.”
Diana was impressed with the
selection of medical plans.
She gave the choices to her
employees, and they chose the
plan they could afford.
Tory D., engineering manager for WiseConn, a company that
specializes in irrigation automation, found the Health Insurance
Marketplace on Costco.com and was able to save money and
obtain a plan with a lower deductible and out-of-pocket expenses.
For large businesses (100-plus employees) seeking assistance with
employee benefit plans, the Costco Health Insurance Marketplace
has negotiated savings on plans and prescription drug costs that
can help curb growing health insurance costs.
“The move to a self-funded plan with the Health Insurance Marketplace
significantly reduced our spend and provided us with the flexibility to
deliver a very competitive health insurance offering to our employees
and their families,” said Sam S., executive director of human
resources for Festival Fun Parks, LLC dba Palace Entertainment.
Members also have access to an industry-leading Prescription Drug
Management program and a comprehensive benefits administration
system that can help offload most of the day-to-day burden of
employee benefits management.
Though employers need to educate themselves to make an informed
decision, the technology-driven platform streamlines the process.
Use the online portal to view invoices, benefits, rates and more.
“Insurance is hard to understand what you are really getting if you’ve
never had to shop around for healthcare for a company before,” said
Tory, a Fresno, Calif., Costco member.
“Health insurance can be confusing, and its administration can be
burdensome to employers,” said Ken Bahl, executive vice president
of CBC Insurance.
CBC Insurance not only provides employees with health insurance,
but it also provides healthcare ambassadors to guide members
through their healthcare journey with useful tools and support.
CBC dedicates many resources to ensure plans are concise
and easy to understand. The process starts with the healthcare
ambassador going through the plan options and the quoting
process with the business owner.
These specially trained healthcare ambassadors are available to
assist at each step, including finding plan options, obtaining quotes
and proposals, submitting the needed documents, enrolling, and
Healthcare ambassadors also help members access care and
manage the plan once enrolled. This includes finding doctors,
coordinating care, assisting with scheduling necessary follow-up
visits, clarifying benefits and insurance terminology, and helping to
resolve complex insurance claims. They are available year-round to
assist with issues related to enrollment, provider access and other
Healthcare guidelines and laws can change often. Healthcare
ambassadors are well-versed in all aspects of healthcare and
healthcare reform laws, and can help educate members on the ones
that apply to their business based on company size and location.
The Health Insurance Marketplace bundles comprehensive service
and support, a dedicated technology platform, and experienced
industry expertise for Costco members.
COSTCO AT YOUR SERVICE
Does your business need an affordable health plan for your
employees? The Health Insurance Marketplace could help.
AT LONG LAST –